TERMS & CONDITIONS

By accessing or using this website, you agree to these Terms & Conditions. If you do not agree, do not use this site.

Content on this site, including any strategy call, replay video, guide, or download, is for general educational purposes only. It is not personalized financial, tax, legal, or insurance advice, and is not a guarantee of any specific debt payoff timeline, savings amount, or policy outcome. Actual outcomes depend on individual policy structure, carrier terms, and consistent premium payment, and are subject to underwriting approval.

Booking a strategy call, downloading a guide, or submitting a contact form does not constitute an insurance policy application and does not obligate you to work with Najiyyah Qaasim or QandQinsurance.

Najiyyah Qaasim is a licensed insurance professional, licensed in Arkansas (#22055308), Tennessee (#3004021371), and Washington (#1362361). This site and any related content are directed only to residents of states in which Najiyyah Qaasim is licensed to transact insurance business; nothing on this site should be construed as an offer to sell insurance in any jurisdiction where such offer would be unlawful.

All content on this site (text, graphics, logos, videos) is owned by or licensed to QandQinsurance and may not be reproduced without written permission.

This site and its content are provided “as is” without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose.

To the fullest extent permitted by law, QandQinsurance is not liable for any indirect, incidental, or consequential damages arising from your use of this site.

This site may link to third-party sites; we are not responsible for their content or privacy practices.

These terms are governed by the laws of the State of Arkansas, without regard to conflict-of-law principles.

We may update these terms at any time; continued use of the site after changes constitutes acceptance.

QandQinsurance, 650 S. Shackleford Rd. Ste. 400, Little Rock, AR 72211 · najiyyahq@gmail.com.